OUR SERVICES

We offer our services as a certified Internet payment service provider.

In compliance with classification of international card organisations VISA and MasterCard, our company operates as IPSP (Internet Payment Service Provider) and MSP (Member Service Provider).

We offer: 
- Internet payment gateway services
- e-commerce merchant attraction and assessment services
- elimination of fraud risks

The offered services are provided jointly or separately depending on specifics and requirements of the cooperation partner.

PAYMENT GATEWAY

From the moment when a buyer pays by card until the moment when the payment is successfully accepted, less than one second passes. During this moment, electronic data and information about the transaction is sent and analysed in several intermediate stages. One of most significant is the Payment Gateway receiving data about from on-line merchants.

Our developed Payment Gateway service provides full range of functions for payments processing and transaction data routing. Using our solution you will be able to accept payment cards issued all over the world. For domestic clients we offer additional payment option for direct payments - so-called bank-link.

The system provides an unified application program interface (API), as well as comfortable member zone. 

The payment gateway is supported by XML making it flexible and open to make a connection with IT systems of any merchants. The connection is realised through SSL protected channel that corresponds to security standards for data transferring. Payment gateway supports electronic signature that eliminate  the possibility to send unauthorised requests.

The payment gateway is suitable for mobile payments. If your business model prescribes acceptance of payments by mobile device, it is possible to use it with our gateway to process transactions. 

ATTRACTING MERCHANTS

Traditionally, attraction of new merchants is a complicated and expensive procedure for banks operating in the field of acquiring business. It requires planning of resources and training of personnel to perform these functions.

Our company operates globally; it can offer attraction of merchants from various countries and regions to the banks.

We can provide attraction of new clients from various industries of e-commerce, thus significantly diversifying the risks for the accepting bank.

By using our experience and knowledge in this field we are able to offer beneficial cooperation conditions for performance of these functions.

As an additional service, we ensure compliance assessment of the attracted merchants in accordance with VISA, MasterCard  requirements.

transaction FRAUD MANAGEMENT

On-line transactions fraud risks elimination.

Facing transaction processing on daily basis, we are the best to know the necessity of transaction monitoring in order to eliminate fraud risks. Upon analysing transactions in real-time, we can identify which transactions are performed by clients of good will, which are suspicious and which transactions have been performed with intent of fraud. On the basis of this analysis we can apply preventive activities to decrease possibility of such transactions.

We offer real-time transaction monitoring functions, analysis of transaction data in real-time and application of various scenarios on the basis of pre-planned conditions.

Transactions are monitored on the basis of generally accepted industry standards, requirements of card organisations and banks and our know-how accumulated during more than ten years  in this business.

 

ABOUT US

Complete Payment Systems is a certified on-line transaction processing company. The company focuses on global operations offering secure and trustful transaction processing solutions to new and existing e-commerce companies.

The company is active since 1999 and it can be substantially considered that this period has accumulated experience and trust.

Our technology infrastructure is organised so that it would correspond to all requirements and specifics of this business industry.

Service quality and security is proved by data processing security standard PCI DSS (Payment Card Industry Data Security Standard), and to maintain the level of quality we cooperate only with those producers and suppliers who have proved themselves. Our technology infrastructure is based on reliable suppliers like Oracle, Microsoft, SUN and others.

Serving the merchants we use  VISA/MasterCard security standards (3D Secure, CVC/CVV2), combining them with the best practice of the industry and our own-developed anti-fraud solution. 

Our business partners are banks in Latvia, as well as cooperation partners in Switzerland, Russia, the USA, United Kingdom and others.

By commencing cooperation with our company you will get services with high added value performed by highly qualified employees.

Our office is located in Riga, 54 Skanstes str. in an office buildings complex close to the city centre. 

Our address:
Complete Payment Systems
Skanstes Str. 54,
Riga,Latvia
LV 1013

Tel. +371 67777751
Fax. +371 67777746

e-mail: contacts(at)cps.lv